Liggatt v. Employers Mutual Casualty Co.

The opinion of the court was delivered by

Davis, J.:

Passenger Janet Hathaway filed a tort action against driver Gale Liggatt for injuries she sustained in a one vehicle motorcycle accident. Liggatt’s insurer, Employers Mutual Casualty Company (EMC), denied coverage and refused to defend based upon a specific policy exclusion for a vehicle with less than four wheels. Hathaway’s garnishment action against EMC based upon a consent judgment arid Liggatt’s breach of contract action against EMC for attorney fees expended in defending Hathaway’s tort action both failed on summary judgment. The trial…