McKeehan v. American Family Life Assurance Co.

Hildebrandt, Judge.

{¶ 1} Plaintiff-appellant Grace McKeehan appeals from the trial court’s judgment declaring that she is not entitled to benefits under an accidental-death, dismemberment, and injury policy (“the policy”) issued by defendant-appellee, American Family Life Assurance Company of Columbus (“AFLAC”), to her son Marcus. For the following reasons, we reverse the judgment of the trial court.

{¶ 2} At trial, the parties agreed to a declaration of their rights under the policy based on the following stipulated facts: (1) that McKeehan was the designated beneficiary under the policy; (2)…