Clement v. Colonial Claims

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF ALABAMA NORTHEASTERN DIVISION RICHARD CLEMENT, ) ) Plaintiff, ) ) v. ) Case No. 5:20-cv-890-LCB ) WRIGHT NATIONAL FLOOD ) INSURANCE COMPANY, ) ) Defendant. ) OPINION & ORDER This case arises under the National Flood Insurance Program, 42 U.S.C. § 4001, et seq. In early 2020, Richard Clement was living in Huntsville, Alabama, when the basement of his home flooded on two separate occasions. Clement filed claims with his flood insurance provider, Wright National Flood Insurance Company, and ultimately recovered over $18,000 in insurance proceeds.…