Wells v. Detroit Automobile Inter-Insurance Exchange

This is an appeal from a summary judgment in favor of defendant in a action for declaratory judgment construing an automobile insurance contract and the effect of MCLA § 500.3010 (Stat Ann 1970 Cum Supp § 24.13010).

The facts were agreed to by the parties. Plaintiffs had an autmobile insurance policy with defendant for a term beginning September 25, 1965 and ending September 25, 1966. The constituent parts of that policy were (1) defendant’s form #U-142-1-1-65 entitled “Combination Automobile Policy”, and (2) the “Declaration Certificate”. The policy form contained the following language:

“Decla…