Federal Mutual Insurance v. Casey

This is an appeal from a declaratory judgment construing a provision of the uninsured motorist coverage in an automobile insurance contract.

The facts were agreed to by the parties. Defendant-father agreed to keep a car for a friend, without compensation. Nothing was said as to whether defendant could or could not use the car for any purpose. The car was driven into defendant’s garage and he was given the keys with the statement “here are the keys if you need to move the automobile”. The next day defendant used the car instead of his own to drive his family to a nearby Dairy Queen. His reason…