Rudolph v. John Hancock Mutual Life Insurance

March 3, 1926, plaintiff caused the life of her son, aged fifteen years, to be insured by defendant. The application is not made part of the policy nor was any medical examination had. The policy, by its terms, is not to take effect unless, at the time of its issue, the insured is in sound health, and it is declared to be void, if, within two years prior to its date, he has been attended by a physicain for any serious disease, complaint or operation, or if, before such date, he has had any disease of the heart. It also provides: “ Proof of claim. In case of death of the insured, proofs of…