Legal Opinion

Harper & Co. v. Ginners Mutual Insurance

Court of Appeals of Georgia

Decided May 4, 1909No. 1475PublishedCited by 14 opinions

Action on insurance policy, from city court of Washington— Judge Hardeman. October 21, 1908.

1Opinion of the CourtHill, C. J.

Harper & Company sued the Ginners Mutual Insurance Company on a policy of insurance covering their cotton gin. The insurance company made three defenses: (1) that there was no complete contract of insurance; (2) that if there was a complete contract of insurance, it had lapsed by failure to pay the premium; and (3) that if the contract of insurance was completed, it was avoided and forfeited by the operation of the gin at night, in violation of its terms and conditions. At the-conclusion of the evidence, the court directed a verdict for the defendant; and this is the error assigned.

Was there,…

2Cases cited5 opinions

  1. Harris & Mitchell v. Amoskeag Lumber Co.Supreme Court of Georgia · 1895
  2. Larned v. WentworthSupreme Court of Georgia · 1901
  3. West v. HarveySupreme Court of Georgia · 1888
  4. Whitehead v. PattersonSupreme Court of Georgia · 1892
  5. Stix, Krouse & Co. v. RoulstonSupreme Court of Georgia · 1892

3Cited by14 opinions

  1. Associated Mutuals Inc. v. Pope Lumber Co.Supreme Court of Georgia · 1946
  2. Trinity Universal Ins. Co. v. RogersCourt of Appeals of Texas · 1948
  3. World Insurance Co. v. PerryCourt of Appeals of Maryland · 1956
  4. Unigard Mutual Insurance v. FoxCourt of Appeals of Georgia · 1977
  5. Pacific National Fire Insurance Company v. SuitSupreme Court of Arkansas · 1941

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