Morin v. Mercury Insurance

The agent’s knowledge was the defendant’s. (P. L.,. c. 276, s. 5. He knew, however, not that there was, but that there had been other insurance, and he was uncertain if it was still in force. The insurer giving the insured no reason to believe otherwise, the policy is the full measure of the latter’s rights. Unless he is led by the insurer to understand that he buys more or differently than the policy provides, its terms control. The insurer is not liable for mistake or misunderstanding it does not cause. Lauze v. Insurance Co., 74 N. H. 334; Sargent v. Insurance Co., 82 N. H. 489, 490; Duval…