Padhiar v. State Farm Mutual Automobile Insurance

ANDERSON, Circuit Judge.

Plaintiff and appellant Kunal Padhiar appeals the denial of his motion for summary judgment and the grant of defendant State Farm Automobile Insurance Company’s motion for summary judgment in this action seeking reformation of an automobile insurance contract. We affirm. 1

BACKGROUND

The Colorado legislature enacted the Colorado Auto Accident Reparations Act (“CAARA” or “No-Fault Act”) in 1973. Among other things, the No-Fault Act “require[d] that a complying [automobile insurance] policy include mandatory [personal injury protection or “PIP”] benefits.” Brennan v.…