Home Insurance v. Chang

We hold that appellant’s commercial transactions did not come within the coverage of the "Ocean Marine Cargo Open Policy” issued by respondent insurer, and accordingly that premiums are not payable with respect thereto.

Appellant Chang was engaged as a broker dealing in foodstuffs produced and canned in Taiwan and imported into the United States. Respondent, Home Insurance, was the insurer under a policy of ocean marine insurance which covered foodstuffs shipped on voyages "from ports and/or places elsewhere in the world (excluding Russia and Russian dominated territories) to ports and/or…