Vines v. Citizens Trust Bank

McMurray, Judge.

In early 1974 A. F. Vines purchased a new Cadillac automobile, obtaining a loan for $6,600 from Citizens Trust Bank. He executed a consumer motor vehicle note evidencing said indebtedness. A security title and security interest in the automobile was also granted to Citizens Trust.

Under the terms of the note Vines was to begin repaying the debt monthly, the first payment due on April 8, 1974, and the same amount due on the 8th day of each month thereafter for 35 consecutive months. Vines was often late with his payments and on several occasions issued checks to Citizens Trust…