Dairyland Insurance v. State Farm Mutual Automobile Insurance

Lincoln McGinnis and Dairyland Insurance Company appeal from a summary judgment dismissing State Farm Mutual Automobile Insurance Company from this declaratory judgment action on the basis, under Idaho law, State Farm's household exclusion absolves it from liability. The primary question is whether State Farm's policy should be interpreted by Idaho or Washington law. We affirm.

On September 4, 1981, McGinnis, an Idaho resident, was injured when his vehicle was involved in a single car accident in Klickitat County, Washington. He was a passenger in the vehicle which was driven by Donald Kerber,…