Ruderman v. Massachusetts Accident Co.

The defendant, on August 12th, 1930, issued to the complainant a "non-cancellable disability policy for accident and sickness." Under the terms of the policy, the complainant was to receive $200 a month for total disability; seventy-five per cent. of that was three-fourths partial if the insured was able to work twenty-five per cent. of the day; fifty per cent. partial if the insured was able to work one-half of the day. The policy provided that the insured was not entitled to compensation for the first fourteen days of disability; partial disability was not payable unless the insured was…