Legal Opinion

Reliance Life Insurance v. Hardy

Supreme Court of Arkansas

Decided May 24, 1920PublishedCited by 10 opinions

Appeal from Phillips Circuit Court; J. M. Jackson, Judge; 1. At the request of the owner the premiums on the life policy were made payable quarterly instead of annually, and the policy was made payable to the wife (appellee). No such change was made in the health policy. The onus of establishing the payment of premiums due under the terms of the policy was on the plaintiff, and the evidence shows that the policy had lapsed.

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Appeal from Phillips Circuit Court; J. M. Jackson, Judge; 1. At the request of the owner the premiums on the life policy were made payable quarterly instead of annually, and the policy was made payable to the wife (appellee). No such change was made in the health policy. The onus of establishing the payment of premiums due under the terms of the policy was on the plaintiff, and the evidence shows that the policy had lapsed. It was error prejudicial to refuse the postponement of the case. 2 Ark. 33; 10 Id. 527. 2. The court erred in permitting the introduction in evidence of the policy,…

1Opinion of the CourtWood, J.

On July 3, 1916, the appellant issued to Eno D. Hardy two policies of insurance. One was a life policy and the other a health policy. They were separate instruments and separate contracts, but between the same parties. The health policy was issued for a period of twelve months and was made payable to the insured, and was not assignable, except by the written consent of the company. The life policy was payable to the executors, administrators, assigns, or beneficiaries of the insured. The annual premium on the health policy was $19.50. The annual premium on the life policy was $56.58. On…

2Cases cited3 opinions

  1. Union Central Life Insurance v. CaldwellSupreme Court of Arkansas · 1900
  2. Mutual Life Insurance v. HenleySupreme Court of Arkansas · 1916
  3. American National Insurance v. MooneySupreme Court of Arkansas · 1914

3Cited by10 opinions

  1. Prudential Ins. Co. v. GraySupreme Court of Alabama · 1934
  2. Timmerman v. Bankers' Reserve Life Co.Texas Commission of Appeals · 1933
  3. Equitable Life Assur. Soc. of the U.S. v. RobertsSupreme Court of Alabama · 1932
  4. Timmerman v. Bankers Reserve Life Co.Texas Supreme Court · 1933
  5. Pacific Mutual Life Insurance v. TurlingtonCourt of Appeals of Virginia · 1924

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