Dillard v. Alabama Ins. Guar. Ass'n

The Alabama Insurance Guaranty Association ("AIGA") filed a declaratory action against Denica June Densmore and Sue Dillard, seeking a judicial determination of whether, and if so to what extent, payment of uninsured/underinsured motorist benefits to Dillard offsets or reduces the amount the AIGA was obligated to pay under a policy of liability insurance, issued by the now insolvent Champion Insurance Company, which covered Densmore.

The parties entered into the following joint stipulation of facts:

"1. That on June 7, 1989, defendants Sue Dillard and Denica June Densmore were involved in an…