Worley v. State Farm Mutual Automobile Insurance

Andrews, Judge.

State Farm refused to pay medical expenses covered under two health insurance policies issued to Worley, claiming the policy applications contained material misrepresentations which voided the policies. Worley brought this action for breach of contract, and appeals from the grant of summary judgment in favor of State Farm.

Worley applied for the two policies at issue in August 1990. The applications required a yes or no answer to the following question: “Within the last 10 years have you or any named dependent had or been told you had, or been treated for . . . chest pain, high…