Cady v. Allstate Insurance

WALTERS, Chief Judge.

Raphael Cady was struck by an automobile driven by an uninsured motorist. He and his wife, Anita Cady, who witnessed the accident, filed a claim with their insurance company, Allstate Insurance. Raphael’s claim was settled. A board of arbitrators denied Anita’s claim. The district court denied Anita’s motion for a trial de novo and confirmed the arbitrators’ decision. Anita’s appeal from the order and judgment dismissing her action presents three issues: First, does the adhesionary nature of an uninsured motorist provision in an insurance policy require that the insured…