Brown v. Royal MacCabees Life Insurance

PORFILIO, Circuit Judge.

Francis Brown, Michael Olsen, and Kirk Smith, named plaintiffs in an uncertified class action, 1 appeal a district court order granting summary judgment for defendant Royal Maccabees Life Insurance Company (Maccabees). This appeal requires us to answer the following question of state law:

Under Wyoming law, is an illustration used to sell a universal life insurance policy considered part of the insurance contract when the illustration and the policy contain conflicting provisions and the insured party relied on the illustration in entering the insurance contract?

We must…