Ran-Nan Inc. v. General Accident Insurance Co. of America

This contractual dispute arises from an “Employee Dishonesty Coverage” insurance policy issued by Appellant General Accident Insurance Company (“General Accident”) to Appellee Ran-Nan, Inc. (“Ran-Nan”). The district court concluded that Ran-Nan was the victim of two separate “occurrences” of employee dishonesty and that General Accident had breached the insurance contract by refusing to compensate Ran-Nan for both incidents. Because the district court properly interpreted the term “occurrence” under Texas law, we affirm.

Ran-Nan operates a convenience store in Plano, Texas, which includes a…