Smith v. State Farm Mutual Automobile Insurance

Opinion

CROSKEY, J.

In this class action, the representative plaintiffs 1 allege that the defendant insurers 2 conspired together to require their customers, who sought liability coverage on multiple vehicles, to either purchase uninsured motorist coverage for each vehicle or waive it as to all vehicles. Plaintiffs alleged that the defendant insurers claimed that this result was compelled by applicable law. The defendant insurers repeatedly demurred to the plaintiffs’ complaint. Finally, the trial court concluded that the third amended complaint failed sufficiently to allege a conspiracy by or…