Bank of America, N.A. v. Driggs

ANDERSON, LEE D., Circuit Judge.

[¶ 1.] Lora Hubbel (Hubbel) appeals from an order in favor of Dacotah Bank (Dacotah Bank). Hubbel is the purchaser of a piece of real property sold at a sheriffs public auction following a foreclosure action by Bank of America. Dacotah Bank is a junior lienholder that attempted to redeem the property pursuant to the 180-day Redemption Mortgage Act (SDCL 21-49-1 et seq.) (Redemption Act). On appeal, Hubbel contends that Dacotah Bank’s actions to redeem from the foreclosure sale were insufficient. The trial court held that Dacotah Bank was in substantial…