Gray v. Midland Funding, LLC

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION ALICE GRAY, ) ) Plaintiff, ) 18 C 2264 ) vs. ) Judge Gary Feinerman ) MIDLAND FUNDING, LLC, and MIDLAND ) CREDIT MANAGEMENT, INC., ) ) Defendants. ) MEMORANDUM OPINION AND ORDER Alice Gray sued Midland Funding, LLC and Midland Credit Management, Inc. (together, “Midland”), alleging a violation of the Fair Debt Collection Practices Act (“FDCPA”),

15 U.S.C. § 1692

et seq. Doc. 1. Some two months after suit was filed, Midland made an offer of judgment of $1,001.00 in damages plus attorney fees and costs, Doc. 18,…