Rube v. American Casualty Co. of Reading

It is with regret that I must dissent from the majority opinion signed by my esteemed brethren. Not only is the majority’s construction of the “sickness” definition patently incorrect, but perhaps even more serious an objection is that if the majority opinion prevails, it will disastrously limit the intended protection afforded by the “major medical expense” policy, this great new venture of our progressive insurance industry.1

The fundamental error of the majority is that never once is the insuring clause of this “major medical expense” policy set forth and applied. As will shortly be shown,…