Nationwide Mutual Fire Insurance v. Kramer

QUINCE, Judge.

Nationwide Insurance Company (Nationwide) appeals an adverse verdict following the denial of its motion for directed verdict in this breach of contract case. We reverse the final judgment because the trial court erred in failing to direct a verdict in favor of Nationwide on the issue of a material misrepresentation on the application for insurance.

Barry and Donna Kramer (the Kramers) filed suit to recover damages under their Nationwide automobile policy for losses re-*1142suiting from the theft of their 1993 Nissan Pathfinder. With the intent of rescinding the Kramers’ policy,…