United States Fidelity & Guaranty Co. v. Lightning Rod Mutual Insurance

UNITED STATES FIDELITY & GUARANTY COMPANY, APPELLANT, v. LIGHTNING ROD MUTUAL INSURANCE COMPANY, APPELLEE. [Cite as United States Fid. & Guar. Co. v. Lightning Rod Mut. Ins. Co. (1997), 80 Ohio St.3d 584.] Insurance — Automobile liability — Construction of policy — Exclusion of liability phrase “for a fee” ambiguous — Construed strictly against insurer and liberally in favor of insured. (No. 96-2516 — Submitted September 24, 1997 — Decided December 31, 1997.) CERTIFIED by the Court of Appeals for Washington County, Nos. 95 CA 27 and 95 CA 29. The facts of this case are not in dispute. Ina M.…