Joseph v. Utah Home Fire Insurance

The issue in this case is whether a child reared by plaintiff as his own child, although not related to him by blood, marriage, or formal adoption, is entitled to coverage under plaintiff’s automobile insurance policy. Plaintiff sought a declaratory judgment that the policy covers the child. The trial court held that the policy does not cover the child, and the Court of Appeals affirmed. Joseph v. Utah Home Fire Ins. Co., 106 Or App 505, 809 P2d 112 (1991). We conclude that the policy provides coverage, because it covers plaintiffs “foster child[ren]” and the child is plaintiffs “foster…