Joins v. Bonner

I cannot agree with the decision of the majority which establishes the unduly broad “reasonable proximity” test and others as a measure of whether one is “alighting from” a vehicle. Moreover, even under its own standard, there should not be any question that the policy excludes coverage for injury caused by the uninsured motorist herein.

The policy provision at issue requires that an injured party be one who is “occupying an insured automobile.” The insurer has enlarged the application of this reasonable limitation by including coverage for one who is “entering into or alighting from” the…