Kinne v. Farmers Mutual Fire Insurance

(after stating the facts). This court has quite consistently held that mutual insurance companies such as defendant insure only their members, and that membership in such companies may not be obtained by estoppel, the latest speaking of the court being in the case of Crank v. Insurance Co., 239 Mich. 642. But plaintiffs do not claim to be members by estoppel. They claim to be members by reason of the provisions of section 14. They claim that from the death of their ancestor they have continued to pay all assessments levied pursuant to section 19 of the charter, none of which were tendered…