Heritage Property & Casualty Insurance Company v. Holmes

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF ALABAMA EASTERN DIVISION HERITAGE PROPERTY & ) CASUALTY INSURANCE CO., ) ) Plaintiff, ) ) v. ) CIVIL ACT. NO. 3:20-cv-539-ECM ) [WO] ELLA HOLMES and BETTY ) RANDOLPH, ) ) Defendants. ) MEMORANDUM OPINION and ORDER I. INTRODUCTION Plaintiff Heritage Property & Casualty Insurance Company (“Heritage”) brought this declaratory judgment action seeking declarations that it owes no coverage to Defendants Ella Holmes and Betty Randolph (collectively, “Defendants”) under the applicable insurance policy. Now pending before the Court is the…