Spell v. Farm Bureau Town & Country Insurance Co.

CRANDALL, Presiding Judge.

Defendant, Farm Bureau Town and Country Insurance Company of Missouri, appeals from the judgment of the trial court in a court tried ease awarding plaintiffs, Ernie and William Spell, damages for the loss of their vehicle due to theft. We affirm.

On June 26, 1986, Weslee Spell, the nineteen year-old son of William and Beverly Spell, wrecked a 1984 pick-up truck. The truck was owned by William and Ernie Spell and was used for business purposes. The truck was insured through a policy of insurance with defendant. An endorsement was attached to the policy which provided…