Nationwide Mutual Insurance v. Brown

MEMORANDUM OPINION

HARDIMAN, District Judge.

This is a declaratory judgment action to determine insurance coverage. On December 21, 2001, Defendant David Brown was operating his Harley-Davidson motorcycle with his wife Nicole as passenger. Defendants allege they suffered serious injuries when a black BMW forced their motorcycle across the median and into another vehicle that was waiting to make a left turn. The driver of the BMW fled the scene and has not been identified. Defendants submitted claims under three insurance policies issued to them by Plaintiff Nationwide Mutual Insurance Company…