Nationwide Insurance Co. v. Warren

LESTER, Judge.

This is an appeal from a judgment construing the provisions of a homeowner’s policy of insurance for property damage adversely to the carrier.

Appellees entered into a contract with appellant for certain insurance coverages on their home (homeowner’s policy) which provided for payment in the event of certain property damage while excluding other types of loss. On an extremely cold night in January, 1982, snow and ice accumulated on the roof of the Warren home exerting a pressure which caused the guttering to separate from the side of the house. As a result thereof, water ran down…