Schumacher v. Kreiner

I agree with Justice Stratton that Schumacher lacked standing, since he was not a party to the contract, an insured under the policy, or an intended third-party beneficiary. I further dissent from the majority’s opinion because a plaintiff must be an insured under the applicable liability policy in order to be eligible for imposition of UM coverage by operation of law. Accordingly, the majority’s holding that UM coverage may be extended in favor of a non-insured expands R.C. 3937.18 without support and revises the contract entered into between Motorists and Relay Express.

It is a…