Helena Graham v. PHH Mortgage Corporation, American Security Insurance Company, Assurant Inc., and NewRez LLC

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA HELENA GRAHAM, CIVIL ACTION Plaintiff, v. PHH MORTGAGE CORPORATION, NO. 25CV432 AMERICAN SECURITY INSURANCE COMPANY, ASSURANT INC., AND NEWREZ LLC, Defendants. MEMORANDUM OPINION More than twenty years ago, Plaintiff Helena Graham purchased her home with the help of a mortgage. The mortgage required her to keep hazard insurance on the property and provided that, if she failed to do so, the lender could obtain insurance for the property and charge her for it. After Graham’s own insurance coverage lapsed, hazard…