Legal Opinion

McCutcheon v. America's Servicing Co.

Court of Appeals for the Third Circuit

Decided March 20, 2009No. 07-3742, 07-3521PublishedCited by 71 opinions

1Opinion of the Court

OPINION OF THE COURT

FUENTES, Circuit Judge:

M. Clark McCutcheon obtained a variable-rate mortgage on his home in December 2005. He challenged the validity of that mortgage in July 2006, filing suit against the mortgage broker, the mortgage lender, and the mortgage servicer. After a bench trial, McCutcheon was awarded some of the relief he sought when the District Court found that the mortgage lender, Fremont Investment & Loan Company (“Fremont”), must pay him statutory damages and attorneys’ fees because it had overcharged him for title insurance in violation of the Truth in Lending Act…

2Cases cited10 opinions

  1. Hensley v. EckerhartSupreme Court of the United States · 1983
  2. Rode v. DellarcipreteCourt of Appeals for the Third Circuit · 1990
  3. Interfaith Community Organization Lawrence Baker Martha Webb Herring Margaret Webb Rev. Winston Clarke Margarita Navas v. Honeywell International, Inc. Formerly Known as Alliedsignal, Inc. Roned Realty of Jersey City, Inc. Roned Realty of Union City, Inc. W.R. Grace & Company Ecarg, Inc. W.R. Grace, Ltd. W.R. Grace & Company Ecarg, Inc. W.R. Grace, Ltd., Defendants/third-Party v. Heller-Jersey City, L.L.C. Home Depot, U.S.A. Seaman Furniture Company, Inc., Third-Party Hackensack Riverkeeper, Inc. William Sheehan v. Honeywell International, Inc. F/k/a Alliedsignal, Inc. Roned Realty of Jersey City, Inc. Roned Realty of Union City, Inc. W.R. Grace, Ltd. Honeywell International, Inc.Court of Appeals for the Third Circuit · 2005
  4. Allegheny General Hospital Allegheny Valley Hospital Armstrong County Memorial Hospital Canonsburg General Hospital Carbon- Schuylkill Community Hospital, Inc., D/B/A Miners Memorial Medical Center Chambersburg Hospital Forbes Regional Hospital Hazleton--St. Joseph Medical Center Lehigh Valley Hospital Muhlenberg Hospital Center Northeastern Pennsylvania Corporation, D/B/A Hazleton General Hospital Saint Luke's Hospital of Bethlehem Saint Luke's -- Allentown Campus St. Luke's Quakertown Hospital Saint Vincent Health Center Waynesboro Hospital v. Philip Morris, Inc. R.J. Reynolds Tobacco Company Brown & Williamson Tobacco Corporation B.A.T. Industries, Plc the American Tobacco Company, Inc., C/o Brown & Williamson Tobacco Corporation Lorillard Tobacco Company Liggett Group, Inc. United States Tobacco Company Tobacco Institute, Inc. The Council for Tobacco Research--Usa, Inc. Smokeless Tobacco Council, Inc. Hill & Knowlton, Inc., Allegheny General Hospital Allegheny Valley Hospital Armstrong County Memorial Hospital Canonsburg General Hospital Carbon-Schuylkill Community Hospital, Inc., D/B/A Miners Memorial Medical Center Chambersburg Hospital Forbes Regional Hospital Hazleton--St. Joseph Medical Center Lehigh Valley Hospital Muhlenberg Hospital Center Northeastern Pennsylvania Corporation, D/B/A Hazleton General Hospital Saint Luke's Hospital of Bethlehem Saint Luke's--Allentown Campus St. Luke's Quakertown Hospital Saint Vincent Health Center Waynesboro Hospital, in 99-4024, Armstrong County Memorial Hospital Carbon-Schuylkill Community Hospital, Inc., D/B/A Miners Memorial Medical Center Chambersburg Hospital Hazleton--St. Joseph Medical Center Lehigh Valley Hospital Muhlenberg Hospital Center Northeastern Pennsylvania Corporation, D/B/A Hazleton General Hospital Saint Luke's Hospital of Bethlehem Saint Luke's-- Allentown Campus St. Luke's Quakertown Hospital Saint Vincent Health Center Waynesboro Hospital, in 00-3101, Allegheny General Hospital Allegheny Valley Hospital Canonsburg General Hospital Forbes Regional Hospital, in 00-3102Court of Appeals for the Third Circuit · 2000
  5. Carroll Guise, Regina Guise, and Mildred Guise v. Bwm Mortgage, Llc, Homecomings Financial Network, Inc., Clearwater Title Co.Court of Appeals for the Seventh Circuit · 2004

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3Cited by71 opinions

  1. Lozano v. City of HazletonCourt of Appeals for the Third Circuit · 2010
  2. Pedro Lozano v. City of HazletonCourt of Appeals for the Third Circuit · 2013
  3. McLaughlin v. CitiMortgage, Inc.District Court, D. Connecticut · 2010
  4. Travelers Casualty & Surety Co. v. Insurance Co. of North AmericaCourt of Appeals for the Third Circuit · 2010
  5. Doe Ex Rel. Doe v. Lower Merion School DistrictCourt of Appeals for the Third Circuit · 2011

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