International Bureau of Fraud Control, Ltd. v. Clayton

PRESIDING JUSTICE McCULLOUGH

delivered the opinion of the court:

Plaintiff, International Bureau of Fraud Control, Ltd. (IBFC), brought a declaratory judgment action, seeking a determination that its activities in collecting bad checks were not debt collection pursuant to the Collection Agency Act (Act) (Ill. Rev. Stat. 1987, ch. 111, par. 2001 et seq.). IBFC also sought a declaration that section 3 — 806 of the Uniform Commercial Code — Commercial Paper (UCC) (Ill. Rev. Stat. 1987, ch. 26, par. 3 — 806) did not limit the imposition fees and costs in excess of $10 to collections involving court…