Coffey v. State Farm Mutual Automobile Insurance

Plaintiff appeals as of right from a grant of defendant’s motion for summary disposition and from a denial of plaintiffs motion for summary disposition.

On February 22, 1984, plaintiff was injured in an accident on a public road in Midland County. At the time, he was operating a four-wheel go-cart powered by a one-cyclinder, 2Vi horsepower engine. Plaintiff, a minor at the time, was insured under two insurance policies issued by defendant to plaintiffs mother, Joanne Coffey. The policies included provisions for personal injury protection (pip) benefits.

On January 7, 1986, defendant denied…