Neal v. State Farm Insurance Co.

OPINION

RANDALL, Judge.

The trial court vacated an arbitration award that allowed appellant to recover further no-fault benefits after failing to attend an Independent Medical Examination (IME). The trial court concluded that appellant’s unreasonable failure to attend an IME automatically allows the insurer to terminate payment of further no-fault benefits. We reverse.

FACTS

In 1989, appellant was injured in a car accident. Because of those injuries, appellant incurred wage loss and medical expenses. Appellant was reimbursed by her no-fault insurer, respondent State Farm Insurance Company.…