Burch v. Provident Life & Accident Insurance

The question of law presented by the record is whether the local agent of defendant was authorized to extend credit to the insured in the payment of premium due on 17 July, 1929, and thus keep the policy alive.

At the outset it must be borne in mind that there is a vital and fundamental distinction between liability arising from agreements made by an agent of an insurance company at the- inception of the contract and that arising from agreements made by the agent with the insured after tbe contract bas taken effect, resulting in tbe modification of tbe terms and conditions of tbe written…