Dean v. Northwestern Mutual Life Insurance

In this case the Court of Appeals ruled: “Under the stipulation in the contract of insurance sued on, to the effect that if ‘the insured shall . . furnish proof satisfactory to the company that he has become totally and permanently disabled from any cause, . . the company, on receipt of such proof, will by suitable endorsement of this *322agreement waive payment of the premiums thereafter falling due under said policy and this agreement during the continuance of such disability/ such proof was a condition precedent to such waiver, and the fact that because' of his insanity the insured could not…