Robert Gladney v. Paul Revere Life Insurance Company

JERRY E. SMITH, Circuit Judge:

The plaintiff in this case suffered the misfortune of becoming ill at a most inopportune time: during the application process for insurance coverage. Consequently, we are asked to decide whether an interim disability insurance policy was in effect prior to plaintiff’s hospitalization for coronary by-pass surgery. Concluding that he failed, principally as a consequence of his own inaction, to satisfy conditions precedent for insurance coverage, we affirm.

I

The plaintiff, Robert Gladney, and his business partner sought disability protection from the defendant, Paul…