Equitable Fire & Marine Insurance v. Stieffens

P. V. Stieffens conducted a retail store in Newport *284News and his principal business was the sale of various kinds of tobacco, soft drinks and notions. He had a stock of goods in his store and his surplus stock stored in a room on the second floor of the adjoining building. The dimensions of this room were approximately twelve by fourteen feet. The Equitable Fire and Marine Insurance Company, on September 27, 1926, wrote a policy of insurance on this merchandise, insuring Stieffens against loss and damage by reason of fire. On September 26, 1927, a fire occurred and a portion of the stock was…