Shelter Mutual Insurance Co. v. Thompson

Petitioners Shelter Mutual Insurance Company and Shelter General Insurance Company (referred to jointly as Shelter) petition from the court of appeals opinion in Thompson v. Shelter Mutual Insurance Co., 835 P.2d 518 (Colo.App.1991). The court of appeals held that “anti-stacking language in automobile insurance policies which attempts to limit underinsured motorist benefits to an insured covered simultaneously by two or more policies is adverse to the law and public policy of this state and is void and unenforceable.” Id. at 524. We reverse.

I

The parties stipulated to the following facts.…