Smith v. The Hartford

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ALABAMA MIDDLE DIVISION EMILY SMITH, ) Plaintiff, ) ) v. ) Case No. 4:20-CV-00041-CLM ) THE HARTFORD, ) Defendant. ) MEMORANDUM OPINION Defendant Hartford Life and Accident Insurance Company’s1 (“Hartford”) has moved this court to dismiss Plaintiff Emily Smith’s (“Smith”) claims because Smith failed to exhaust her administrative remedies when she did not appeal Hartford’s decision to terminate her disability benefits within time required by the insurance policy (the “Policy”) at issue. Doc. 7. Smith argues that the court should…