Matter of McMasters

MEMORANDUM OPINION

TERRENCE L. MICHAEL, Bankruptcy Judge.

THIS MATTER comes before the Court pursuant to the Motion to Avoid Lien of Cindy L. Pylant (the “Motion”) filed by Lisa L. McMasters, Debtor herein (“Ms. McMas-ters” or “Debtor”), and the Objection to the Motion (the “Objection”) filed by Cindy L. Pylant (“Ms. Pylant”). A hearing on the Motion and the Objection was held on February 17, 1998. Debtor appeared through her attorney, J. Scott McWilliams. Ms. Pylant appeared pro se. Also appearing was Lonnie Eck, the standing Chapter 13 Trustee. The Court heard argument from the parties and…