American Home Assurance Company v. Frank M. Hughes Sheila W. Hughes

OPINION

SILER, Circuit Judge.

Defendants Frank M. Hughes and Sheila W. Hughes appeal the district court’s grant of summary judgment in favor of plaintiff American Home Assurance Company (“American”), in a dispute regarding American’s maximum liability under an uninsured motorist insurance policy where the tortfeasor carried some liability insurance but less than the statutory amount required under the Kentucky Motor Vehicle Reparations Act. For the reasons set forth below, we reverse and remand.

Background

At all relevant times, American provided automobile liability insurance coverage to the…