Legal Opinion
Ryan Hans v. Unum Life Insurance Company of America
District Court, E.D. Pennsylvania
Decided January 15, 2026No. 2:25-cv-03595Unknown
1Opinion
IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA RYAN HANS : CIVIL ACTION : v. : NO. 25-3595 : UNUM LIFE INSURANCE COMPANY : OF AMERICA : MEMORANDUM KEARNEY, J. January 15, 2026 A river pilot facing health challenges in 2023 and 2024 consistent with long COVID today asks we reverse an insurer’s denial of long term disability payments after finding he is not disabled under the terms of his employer’s long term disability policy. His employer delegated to the insurer discretionary authority to make benefit determinations including determining eligibility for…
2Cases cited13 opinions
- Firestone Tire & Rubber Co. v. BruchSupreme Court of the United States · 1989
- Metropolitan Life Insurance v. GlennSupreme Court of the United States · 2008
- Black & Decker Disability Plan v. NordSupreme Court of the United States · 2003
- Fleisher v. Standard InsuranceCourt of Appeals for the Third Circuit · 2012
- George W. Mitchell v. Eastman Kodak CompanyCourt of Appeals for the Third Circuit · 1997
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