Ginn v. American Heritage Life Insurance Co.

D. MICHAEL SWINEY, J„

delivered the opinion of the court,

in which HERSCHEL P. FRANKS, P.J., and CHARLES D. SUSANO, JR., J., joined.

OPINION

Pamela K. Ginn (“Plaintiff”) purchased a $50,000 life insurance policy on her husband through American Heritage Life Insurance Company (“American Heritage”). When applying for the insurance, Plaintiff told the insurance salesman, Daryle Gross (“Gross”), that her husband was in “basic good health.” Plaintiffs husband died a few weeks after the life insurance went into effect. American Heritage denied Plaintiffs demand for the life insurance proceeds, claiming…