Missouri Bankers Association, Inc., and Jonesburg State Bank v. St. Louis County, Missouri, and Charlie A. Dooley

Missouri Bankers Association, Inc. and Jonesburg State Bank (hereinafter and collectively, “Bankers”) sought a judgment declaring an ordinance that implemented a foreclosure mediation program invalid. This Court holds St. Louis County (hereinafter, “the County”) exceeded its charter authority when enacting the ordinance and the ordinance was void ab initio. This Court further holds Bankers are not entitled to an award of attorneys’ fees pursuant to their Hancock Amendment claim. The circuit court’s judgment is reversed, and the case is remanded.1

Factual and Procedural History

In 2012, the St.…