Country Mutual Insurance Co. v. Teachers Insurance Co.

This case presents the issue of which of two insurance companies, Country Mutual Insurance Company (plaintiff) or Teachers Insurance Company (defendant), provides primary coverage for an accident that occurred on December 8, 1995, involving a 1994 Dodge Spirit automobile owned and driven by Jo Chapman. At the time of the accident, Chapman, although driving her own vehicle, was acting in the course of her employment as a teacher for Sandoval Community High School District 501. A student riding as a passenger in the vehicle was injured as a result of the accident. The student brought suit…